Nice Guys Finish Last, Especially With Credit Card Payments
Updated: 2011-08-31 18:00:59
, Nice Guys Finish Last , Especially With Credit Card Payments by Sue Writer on August 31, 2011 Is it true that nice guys always finish last When it comes to making payments , this old adage may be true . Many studies have shown that Americans are getting better about making their credit card payments on time . But are they reaping the benefits of their good behavior Consumers are putting a lot of effort into reducing credit card debt . They are making payments on time more frequently and paying down debt . Perhaps the stringent penalties inflicted by card issuers of the past several years are having the desired effect . Consumers may have been scared into better behavior in regards to . payments In spite of these efforts , many consumers are still paying top rates and fees . There are
What The Right Airline Credit Card Can Offer You by Mary Hiers on August 31, 2011 Miles per dollar have always been the bread and butter of airline credit cards but today’s cards offer perks beyond miles . The reason for this expansion is simple : frequent travelers are usually big spenders , and credit card issuers want their . business Additionally , a 2010 survey by IdeaWorks discovered that miles are becoming more difficult to use . The study found that award seats were unavailable on over 85 of the flights sampled on USAirways and Delta . Other airlines lacked available award seats from 25 to 45 of the . time Whatever card you choose , note expiration dates , particularly if you’re an infrequent card user . Make sure that your miles won’t expire before you’re able to use them to buy
: Living with credit 399 New , interesting products 91 Research , regulation , industry reports 223 Rewards 36 Protecting yourself 149 The fine print 63 Credit card miscellany 364 Add category 1 Celebrity Money Watch 3 Print Email Emily's list : Too many deals edition Emily Starbuck Gerson August 19, 2011 Living with credit I have trouble saying no to a great deal that I think I might use . But a deal isn't actually a deal when you don't need it in the first place . Every morning , I wake up to an inbox clogged with deals from Groupon , Living Social , Buy With Me , Localiter , Eversave and other social deal sites . I usually succumb when I see a deal for a restaurant I love , or a service I've been wanting such as a massage or oil change Sometimes it works out perfectly and they are put
: Living with credit 397 New , interesting products 91 Research , regulation , industry reports 222 Rewards 36 Protecting yourself 148 The fine print 62 Credit card miscellany 364 Add category 1 Celebrity Money Watch 3 Print Email Emily's list : Visa chip cards and observations from Canada Emily Starbuck Gerson August 12, 2011 Living with credit We've written many times about the fact that credit card issuers in the United States have shied away from using chip-embedded cards . These Europay , MasterCard and Visa EMV chip cards offer an additional layer of security and have become the standard in Europe , Canada and increasingly more countries . Visa , which once refused to get on board with implementing chip technology , has fortunately changed its mind . An announcement was made this
Does legendary pro athlete Bo Jackson know banking? A recent profile on LostLettermen.com reveals the 48-year-old former NFL and MLB player is a co-owner and director at a small community bank in suburban Chicago.
What he does bring to the table is his popularity and marketing appeal as a pitchman. The bank's website features a prominent picture of Jackson. Smart move.It's risky business opening a bank in the kind of economic climate we have today. Banks larger than Burr Ridge fail every week. But then, they don't know Bo!
Imagine if your neighborhood pharmacy could only accept cash because it wasn't allowed to open a checking account and had to pay exorbitant fees on credit card transactions. Same with your favorite spa or local health food store.
All perfectly legitimate businesses. All coping with an unendling string of banking bad dreams.
That's what medical marijuana dispensaries in Colorado have repeatedly faced. Colorado voters legalized the use of marijuana for medical purposes in 2000, and since that time, dispensaries have flourished. 
: Living with credit 401 New , interesting products 91 Research , regulation , industry reports 223 Rewards 36 Protecting yourself 149 The fine print 63 Credit card miscellany 366 Add category 1 Celebrity Money Watch 3 Print Email Emily's list : Credit card tipping and tip-jar etiquette Emily Starbuck Gerson August 26, 2011 Living with credit The other day , some friends and I were debating whether you should tip at a casual sandwich shop . Many restaurants here in Austin have old-fashioned tip jars , but since so many people use plastic , the credit card receipts also have a line for adding a tip . I think this makes it feel almost impolite not to tip . Then again , do I really want to give 2 to the guy who just made my easy sandwich without making eye contact or talking to me Lately ,
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Mortgage Relief” Company to Repay Consumers 1.8 Million by Christopher Maag on 08 29 2011 A Miami company that made false promises about its ability to save homeowners from foreclosure was shut down this week by the Federal Trade Commission . Consumers who paid the company between 1,500 and 3,000 apiece , will receive 1.8 million in compensation under a settlement announced last week Homeowners were charged between 1,500 and 3,000 apiece . Truman claimed , falsely , that it helped 90 of it clients to avoid foreclosure , and offered a full money-back guarantee to
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Why Consumer Credit Card Delinquencies Remain Low by Tom Quinn on 08 26 2011 TransUnion , a national credit reporting agency , recently released findings that show an overwhelming number of people are paying their credit card bills on time and limiting how much they are . charging It may come as a surprise that credit card delinquencies defined as 90 days past due—or more—on a payment are at the lowest level observed in the last 17 years . 160 Given the difficult economic times and high percent of unemployment in the U.S . you may expect quite the opposite—that more
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards for Excellent Credit Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans A Credit Card Checklist for Natural Disasters by Beverly Blair Harzog on 08 24 2011 Hurricane Katrina hit the Gulf coast with 145-mile-an-hour winds on August 29, 2005. Almost six years later , many people are still recovering . And as I write this , Hurricane Irene , hitting the Caribbean hard , is headed toward the East Coast with a predicted landfall along North Carolina this weekend . On Tuesday , an earthquake—a 5.9, no less—hit central Virginia with tremors extending from the Carolinas to New . England The prospect of a natural disaster , whether it’s a hurricane ,
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Your Social Security Disability Income Is Probably Safe For Now by Gerri Detweiler on 08 23 2011 Is the Social Security Disability Insurance program on a path of self-destruction Thanks to the aging population and high unemployment levels , a record number of Americans are collecting benefits , and the Social Security Board of Trustees is warning that the Disability Income Trust Fund will be exhausted in 2017 unless legislative action is taken . The Social Security Administration’s SSA Disability Insurance DI program paid almost 123 billion in benefits in fiscal year 2010 to more than 10 million workers
Follow Us Frontpage Topics Editorial Staff Archives Subscribe Credit.com Credit Cards for Good Credit Credit Cards for Bad Credit Secured Cards Prepaid Cards Credit Reports Personal Loans Wells Fargo Will Charge Some People 3 to Use Their Own Money by Christopher Maag on 08 22 2011 If you have a checking account with Wells Fargo , look out : The megabank is about to start charging some customers 3 a month to access their own money . According to a fee schedule the bank recently released customers in Georgia , Oregon , Washington , Nevada and New Mexico will have to pay 3 every month to make purchases using their debit . cards The new fee takes effect starting Oct . 14, and the company describes it as a test . If it creates widespread outrage , that could mean the bank will drop the fee